described as [Dobosiewicz Z., , pp. 44 – 45]: Owsiak S., Podstawy nauki finansów, PWE, Warszawa 8. Proniewski M. Own work based on: Z. Dobosiewicz, K. Marton-Gadoś: Podstawy bankowości. PWN, Warszawa , s oraz W. L. Jaworski, Z. Zawadzka: Bankowość. Dobosiewicz Z., Bankowość, Polskie Wydawnictwo Ekonomiczne, Warszawa Dobosiewicz Z., Podstawy bankowości, PWN, Warszawa see all.

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The aim of the bank pricing policy establishing such prices of bank products which guarantee particular profitability of its service activity and they influence the stability or strengthening the bank position on the market.

podstady Department of Finance, Banking and Management Accountancy. It is usually dependent on the number of performed transactions, the balance of the account as well as the deposit maturity date.

Therefore the value of a marginal cost might be defined in thee ways: Additional information Publication languages: This book answers these questions in the light of the increased economic activity in the countries of Podstawu Europe. The procedure and the principle of budget c. Elementary aspects of corporate finance. This study also looks at the political and social babkowoci of such economic activity and concludes with an analysis dobosiewocz the long-term future for foreign enterprise.

More information on the subject can be found in the Privacy Policy and Terms of Service. Presented legal and consensual ways in which the bank can recover the borrowed money. You can change the active elements on the page buttons and links by pressing a combination of keys:. The first concerns charging a payment for maintaining an account and for particular transactions which means that the customer who performs the fewest transactions pays the least.

Own work based on: This method is applied when interest rates are not stable. If the error bakowoci, contact the administrator by writing to support infona.



Polski English Login or register account. Deposit structure of the financial and non-financial sector.

The Infona portal uses cookies, i. Therefore to attract customers entrusting their money to it, the bank has to offer suitable depositing conditions.

The concept, scope and nature of finance – individual components 5. Additional information registration calendar, class conductors, localization and schedules of classes banjowoci, might be available in the USOSweb system: Types of bank deposits Own work based on: The most important strategy of every commercial bank is gaining financial resources to deposit them in bank products which bring in the profit. Geografia ekonomiczna Afryki by Zbigniew Dobosiewicz Book 6 editions published between and in Polish and Undetermined and held by 12 WorldCat member libraries worldwide.

Dobosiewicz, Zbigniew

To limit labour intensity of an account service and to lower service costs, the banks charge different payments for deposit services performed for a customer. It means a high interest rate and suitably low payments for deposit dpbosiewicz. A marginal cost is a cost of gaining new resources. At the same time the offered interest rate cannot significantly differ from the interest rates in other banks.

You’re going to remove this assignment. It is mainly expressed by the way of adding interest to a deposit, taking fixed-term deposits for untypical periods of time, diversifying a minimum deposit, more gentle treatment after an early withdrawal of a deposit, taking deposits of high value as well as diversifying kinds of access [3].

The budget revenue d. Functions of Finance 4. Planning the bank income is determined by the price policy and applied calculation methods with reference to particular products.

Classic forms of bank products are especially deposits, credits, settlements as well as products connected with the service of foreign or capital markets. Moreover such forms as the grace period, discounts, additional free services and different kinds of payments usually both charged and given a discount on should be included here.


Why should foreign concerns want to invest in countries like Poland and Hungary?

Types of bank deposits. The third involves not charging any payment for maintaining an account by the bank which is connected with decreasing the interest rate of deposits so-called free valuation. Classification of financial phenomena 3.

Elements of the bank product price. Because the main aim of depositing money by natural persons, business entities and other units is keeping cash and obtaining interest, banks compete against each other in the scope of offering and enhancing different forms of bank deposits [2]. However deposit products usually are in form of current and fixed-term deposits which has been presented in Fig.

It explains today’s legal regulations, covering the way they have evolved and the current changes. PWE, Warszawa 4.

Elementary aspects of corporate finance 8.

Fundamentals of Finance – University of Łódź

The structure of deposits towards the end of was as follows: Assign to other user Search user Invite. Faculty of Economics and Sociology. Calculation methods of deposit products. It is the product of a new interest rate and the sum of funds gained with an old interest rate.

Change font size You can adjust the font size by pressing a combination of keys: The price of products offered by the bank is not only bankwoci interest rate of deposits, credit or payment for other bank activities or services. Students also should be able to explain the dobpsiewicz of individual elements of finance, ie. Therefore it is important for the bank to act in bankoqoci a way that customer service would never exceed the profits coming from the resources [10] used by it.